:root {
  --ink: #16232e;
  --ink-2: #3d4b57;
  --muted: #66737e;
  --line: #dfe3e7;
  --bg: #ffffff;
  --bg-2: #f5f7f9;
  --brand: #0e3a5d;
  --brand-2: #174e7e;
  --cta: #e8622d;
  --cta-2: #cf4f1e;
  --ok: #1d9e75;
  --radius: 10px;
  --w: 1120px;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 16px;
}
a { color: var(--brand); text-decoration: none; }
img, svg { display: block; max-width: 100%; }
.container { max-width: var(--w); margin: 0 auto; padding: 0 24px; }

header.site {
  position: sticky; top: 0; z-index: 50;
  background: rgba(255,255,255,.96);
  border-bottom: 1px solid var(--line);
}
.nav { display: flex; align-items: center; gap: 28px; height: 64px; }
.logo { display: inline-flex; align-items: center; gap: 9px; font-weight: 800; font-size: 19px; color: var(--ink); letter-spacing: .1px; white-space: nowrap; }
.logo .mark { width: 24px; height: auto; flex: none; display: block; }
.logo b { color: var(--cta); }
@media (max-width: 560px) { .logo { font-size: 17px; gap: 7px; } .logo .mark { width: 21px; } }
.nav-links { display: flex; gap: 22px; margin-left: auto; align-items: center; }
.nav-links a { color: var(--ink-2); font-size: 14.5px; font-weight: 500; }
.nav-links a:hover { color: var(--brand); }
.btn {
  display: inline-block; background: var(--cta); color: #fff; font-weight: 700;
  padding: 11px 22px; border-radius: 8px; font-size: 15px; border: none; cursor: pointer;
  transition: background .15s;
}
.btn:hover { background: var(--cta-2); }
.btn.big { padding: 14px 30px; font-size: 16px; }
.btn.ghost {
  background: transparent; color: var(--brand); border: 1.5px solid var(--brand);
}
.btn.ghost:hover { background: var(--bg-2); }

.hero { padding: 84px 0 60px; background: var(--bg-2); border-bottom: 1px solid var(--line); }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: center; }
.hero h1 { font-size: 42px; line-height: 1.18; font-weight: 800; letter-spacing: -.5px; }
.hero p.sub { margin: 18px 0 28px; font-size: 18px; color: var(--ink-2); max-width: 560px; }
.cta-row { display: flex; gap: 14px; flex-wrap: wrap; }
.trust-strip { margin-top: 34px; display: flex; gap: 10px 26px; flex-wrap: wrap; color: var(--muted); font-size: 13.5px; }
.trust-strip span::before { content: "✓ "; color: var(--ok); font-weight: 700; }
.hero-art { border: 1px solid var(--line); background: #fff; border-radius: 14px; padding: 18px; }

section { padding: 68px 0; }
.sec-head { max-width: 720px; margin-bottom: 40px; }
.sec-head .kicker { color: var(--cta); font-weight: 700; font-size: 13px; letter-spacing: 1.6px; text-transform: uppercase; }
.sec-head h2 { font-size: 30px; font-weight: 800; margin: 8px 0 10px; letter-spacing: -.3px; }
.sec-head p { color: var(--muted); font-size: 16px; }

.stats { display: grid; grid-template-columns: repeat(4,1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; }
.stat { background: #fff; padding: 26px 22px; }
.stat b { display: block; font-size: 30px; color: var(--brand); font-weight: 800; }
.stat span { color: var(--muted); font-size: 13.5px; }

.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 22px; }
.card {
  border: 1px solid var(--line); border-radius: var(--radius);
  background: #fff; overflow: hidden; transition: box-shadow .15s, transform .15s;
}
.card:hover { box-shadow: 0 8px 24px rgba(14,58,93,.08); transform: translateY(-2px); }
.card .thumb { background: var(--bg-2); border-bottom: 1px solid var(--line); aspect-ratio: 16/10; display: flex; align-items: center; justify-content: center; overflow: hidden; }
.card .thumb img { width: 100%; height: 100%; object-fit: cover; }
.thumb[data-missing]::before { content: "Image pending"; color: #8a97a1; font-size: 13px; font-family: Arial; }
.hero-art { min-height: 260px; }
.hero-art[data-missing] { display: flex; align-items: center; justify-content: center; }
.hero-art[data-missing]::before { content: "Hero image pending"; color: #8a97a1; font-size: 13px; font-family: Arial; }
.hero-art img { border-radius: 8px; width: 100%; }
.card .body { padding: 20px; }
.card h3 { font-size: 18px; font-weight: 700; margin-bottom: 8px; }
.card p { color: var(--muted); font-size: 14px; margin-bottom: 12px; }
.card a.more { font-size: 14px; font-weight: 700; }

.steps { counter-reset: s; display: grid; grid-template-columns: repeat(4,1fr); gap: 22px; }
.step { border-top: 3px solid var(--brand); padding: 22px 4px 0; counter-increment: s; position: relative; }
.step::before { content: "0" counter(s); font-weight: 800; color: var(--cta); font-size: 15px; }
.step h3 { font-size: 17px; margin: 8px 0 6px; }
.step p { color: var(--muted); font-size: 14px; }

.why-list { display: grid; grid-template-columns: repeat(5,1fr); gap: 18px; }
.why { background: var(--bg-2); border-radius: var(--radius); padding: 22px; }
.why b { display: block; font-size: 16px; margin-bottom: 6px; }
.why span { color: var(--muted); font-size: 13.5px; }

.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip { border: 1px solid var(--line); background: #fff; padding: 8px 16px; border-radius: 999px; font-size: 13.5px; color: var(--ink-2); }

.faq details { border: 1px solid var(--line); border-radius: 8px; padding: 0 20px; margin-bottom: 10px; background: #fff; }
.faq summary { cursor: pointer; font-weight: 700; padding: 16px 0; font-size: 15.5px; list-style: none; position: relative; }
.faq summary::after { content: "+"; position: absolute; right: 4px; top: 50%; transform: translateY(-50%); color: var(--cta); font-size: 20px; }
.faq details[open] summary::after { content: "–"; }
.faq details p { padding: 0 0 18px; color: var(--muted); font-size: 14.5px; }

.band { background: var(--brand); color: #fff; border-radius: 14px; padding: 48px 40px; display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.band h2 { font-size: 26px; font-weight: 800; }
.band p { opacity: .85; margin-top: 6px; }
.band .btn { background: #fff; color: var(--brand); }
.band .btn:hover { background: var(--bg-2); }

footer.site { background: #0d1b26; color: #93a4b0; margin-top: 68px; padding: 56px 0 32px; font-size: 14px; }
.foot-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 32px; }
footer.site h4 { color: #fff; font-size: 14.5px; margin-bottom: 12px; }
footer.site a { color: #93a4b0; display: block; margin-bottom: 8px; }
footer.site a:hover { color: #fff; }
.foot-note { border-top: 1px solid #1e2f3c; margin-top: 40px; padding-top: 22px; font-size: 12.5px; color: #6b7d8a; }

form.quote { display: grid; grid-template-columns: 1fr 1fr; gap: 16px 20px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: 13.5px; font-weight: 700; color: var(--ink-2); }
.field label em { color: var(--cta); font-style: normal; }
.field input, .field select, .field textarea {
  border: 1.5px solid var(--line); border-radius: 8px; padding: 11px 13px; font-size: 15px;
  font-family: inherit; background: #fff; color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--brand); }
.field textarea { min-height: 110px; resize: vertical; }
.form-msg { grid-column: 1 / -1; font-size: 14px; font-weight: 600; }
.form-msg.ok { color: var(--ok); }
.form-msg.err { color: #c0392b; }

.page-head { background: var(--bg-2); border-bottom: 1px solid var(--line); padding: 52px 0 40px; }
.page-head h1 { font-size: 34px; font-weight: 800; }
.page-head p { color: var(--muted); margin-top: 10px; max-width: 640px; }

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
  .grid-3, .steps, .grid-4 { grid-template-columns: 1fr 1fr; }
  .stats { grid-template-columns: 1fr 1fr; }
  .why-list { grid-template-columns: 1fr 1fr; }
  .foot-grid { grid-template-columns: 1fr 1fr; }
  .nav-links a:not(.btn) { display: none; }
  .hero h1 { font-size: 32px; }
}
@media (max-width: 560px) {
  .grid-3, .steps, .grid-4, .stats, .why-list, form.quote { grid-template-columns: 1fr; }
}